Rates, APR, charges, reset rules, foreclosure terms and complaint eligibility depend on the lender and current regulation. Use the signed KFS/agreement as the transaction record.
- RBI consumer FAQs and regulatory guidance — Check current lending, EMI, penal-charge and borrower-protection guidance.
- RBI Complaint Management System — File eligible unresolved complaints after using the lender’s grievance process.
- RBI Digital Lending Directions, 2025 — KFS, disbursement, cooling-off, grievance and lender-responsibility rules for covered digital loans.