PM Surya Ghar applications involve the national portal, the consumer’s electricity connection/DISCOM process, a registered vendor, installation and verification steps before subsidy payment. Do not hand full control to an installer and assume the government portal will correct every mistake later.
Keep one case file from registration to subsidy credit
| Stage | Evidence to keep |
|---|---|
| Portal registration | Consumer details and application/reference number |
| DISCOM/technical step | Approval/status messages required in your state |
| Vendor selection | Registered-vendor details, quotation and scope |
| Installation | Invoice, module/inverter serials, photos and commissioning records |
| Meter/inspection | Net-metering/inspection status where applicable |
| Subsidy claim | Portal status and verified bank details |
Use the live official portal for subsidy amounts and eligibility
Scheme values and implementation details can change. Check the live PM Surya Ghar portal and MNRE before committing to a system size based on an old subsidy graphic. State/DISCOM procedures can also differ.
Choose system size from consumption and roof reality
Subsidy is not a reason to oversize. Review 12 months of electricity consumption, sanctioned load, usable unshaded roof area, orientation, structural condition and expected future demand. Ask the vendor for generation assumptions and compare them with your actual daytime/load pattern.
Separate the vendor price from the subsidy
Write the gross installed price, what you pay to the vendor, any loan amount, and the expected subsidy as separate lines. Do not pay an inflated price merely because a subsidy is expected later. Finance affordability should survive a delay in subsidy credit.
When status stalls
Identify the exact pending actor: portal data, vendor upload, DISCOM inspection/metering, bank validation or another step. Escalate that step with the reference number and evidence. A generic “subsidy not received” complaint is slower to solve.
Decision rule: proceed only when you can audit the system economics without the subsidy, then treat the confirmed scheme benefit as a reduction after the official workflow is satisfied.